The Ranch Tennessee, our residential treatment center in Dickson about 45 minutes west of Nashville, is in-network with most major commercial health plans and with the VA Community Care Network. This page lists the carriers The Ranch accepts, what Tennessee health plans typically cover for addiction and mental health treatment, and how to confirm your own benefits in minutes. Coverage varies by plan, so the fastest way to know your cost is a free benefits check: verify your insurance online or call our admissions team any time.
Our Treatment Center in Tennessee
The Ranch Tennessee (Dickson)
Residential treatment for substance use disorders, mental health conditions and trauma on a working ranch campus, with medical detox, residential care, partial hospitalization, intensive outpatient programming and aftercare. Clients come from Nashville, Clarksville, Memphis, Knoxville and Chattanooga, and from out of state. About The Ranch Tennessee.
In-network: Aetna (including Meritain Health and First Health), Blue Cross Blue Shield (including BlueCross BlueShield of Tennessee and Federal BCBS), Cigna, Humana, UnitedHealthcare (including Optum, UBH, UMR, Oxford, Golden Rule and All Savers), Magellan, Carelon Behavioral Health (Beacon), ComPsych, Alliant Health Plans, American Behavioral Health, Center Care, Employer’s Health Network, FedMed, HRGI, MCCP, Multiplan, NovaNet, Quest Behavioral Health, Sana Benefits, USA MCO and the VA Community Care Network (Optum).
Does Tennessee Health Insurance Cover Rehab?
Under the Affordable Care Act, substance use and mental health treatment are essential health benefits, and federal parity law requires plans to cover them comparably to medical and surgical care. Covered services typically include medical detox, residential and inpatient treatment, partial hospitalization, intensive outpatient care, outpatient therapy and medication-assisted treatment. What you pay depends on your deductible, copays or coinsurance, out-of-pocket maximum and whether the center is in-network.
Free, Confidential Helpline
Ready to take the next step toward recovery?
Our Recovery Advocates are available around the clock to answer your questions, verify your insurance, and help you find the right level of care — at no cost to you.
Employer plans, marketplace plans purchased through HealthCare.gov and Medicare plans in Tennessee all fall under these rules. If your plan is not on the list above, call us: out-of-network benefits or a single-case agreement may still make treatment affordable.
Veterans in Tennessee
The Ranch Tennessee participates in the VA Community Care Network, which lets eligible veterans receive addiction and mental health treatment from community providers with VA authorization. Our admissions team can walk you through the referral process.
How to Check Your Coverage
- Online: submit your insurance details and our team verifies your benefits directly with your plan, usually the same day.
- By phone: call our admissions line any time; we confirm in-network status, estimated out-of-pocket costs and pre-authorization requirements on the call.
- What you will need: your insurance card (member ID and group number) and the name of the person who will be treated.
There is no cost or obligation to verify benefits, and your information is handled in accordance with HIPAA.
Paying Without Insurance
If you are uninsured or your plan does not cover the care you need, private-pay options and payment plans are available. See our guide to rehab without insurance and how much rehab costs.
Insurance Guides by Carrier
Frequently Asked Questions
Is BlueCross BlueShield of Tennessee in-network at The Ranch?
Yes. The Ranch Tennessee is in-network with Blue Cross Blue Shield plans, including Federal BCBS.
Do you accept TennCare?
TennCare (Tennessee Medicaid) is not currently in-network at The Ranch Tennessee. Call us to discuss options.
Can I use out-of-state insurance at The Ranch Tennessee?
Usually, yes. Most commercial plans cover treatment nationwide at in-network providers, and many clients travel to Dickson from other states. We verify your specific plan before admission.
How quickly can I be admitted?
Benefits are usually verified the same day, and admission can often be arranged within a day or two.
