Washburn House, our treatment center in Worcester, Massachusetts, is in-network with most major commercial health plans and with several MassHealth (Massachusetts Medicaid) plans. This page lists the carriers Washburn House accepts, what Massachusetts health plans typically cover for addiction treatment, and how to confirm your own benefits in minutes. Coverage varies by plan, so the fastest way to know your cost is a free benefits check: verify your insurance online or call our admissions team any time.

Our Treatment Center in Massachusetts

Washburn House (Worcester)

Addiction treatment in central Massachusetts with medical detox, residential care, partial hospitalization, intensive outpatient programming and aftercare, serving Worcester, Boston, Springfield and all of New England. About Washburn House.

In-network: Aetna (including Meritain Health and First Health), Blue Cross Blue Shield (including Blue Cross Blue Shield of Massachusetts and Federal BCBS), Cigna, UnitedHealthcare (including Optum, UBH, UMR, Oxford, Golden Rule and All Savers), Tufts Health Plan and Tufts Medicaid, MassHealth through the Massachusetts Behavioral Health Partnership (MBHP), Molina Medicaid, UnitedHealthcare Medicaid, Carelon Behavioral Health (Beacon Health Strategies, including Medicaid), ComPsych, E4 Health, Employer’s Health Network, HMC HealthWorks, Modern Assistance Program, Multiplan, Quest Behavioral Health, Sana Benefits and the VA Community Care Network.

Does Massachusetts Health Insurance Cover Rehab?

Under the Affordable Care Act, substance use and mental health treatment are essential health benefits, and federal parity law requires plans to cover them comparably to medical and surgical care. Covered services typically include medical detox, residential and inpatient treatment, partial hospitalization, intensive outpatient care, outpatient therapy and medication-assisted treatment. What you pay depends on your deductible, copays or coinsurance, out-of-pocket maximum and whether the center is in-network.

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Massachusetts also has its own coverage requirements for substance use treatment, including a state law that requires insurers to cover medically necessary acute treatment and clinical stabilization services for up to 14 days without prior authorization. Employer plans, Massachusetts Health Connector marketplace plans, MassHealth and Medicare plans all fall under these rules.

MassHealth and Medicaid Plans

Washburn House is in-network with MassHealth through the Massachusetts Behavioral Health Partnership (MBHP), Tufts Health Together, Molina Medicaid, UnitedHealthcare Medicaid and Beacon Health Strategies Medicaid plans. If your MassHealth plan is managed by a different organization, call us to check whether a single-case agreement is possible.

How to Check Your Coverage

  • Online: submit your insurance details and our team verifies your benefits directly with your plan, usually the same day.
  • By phone: call our admissions line any time; we confirm in-network status, estimated out-of-pocket costs and pre-authorization requirements on the call.
  • What you will need: your insurance card (member ID and group number) and the name of the person who will be treated.

There is no cost or obligation to verify benefits, and your information is handled in accordance with HIPAA.

Paying Without Insurance

If you are uninsured or your plan does not cover the care you need, private-pay options and payment plans are available. See our guide to rehab without insurance and how much rehab costs.

Insurance Guides by Carrier

Frequently Asked Questions

Does Washburn House accept MassHealth?

Yes, through MBHP and several MassHealth managed-care plans, including Tufts Health Together and Molina. Verify your specific plan with us before admission.

Is Blue Cross Blue Shield of Massachusetts in-network?

Yes, including Federal BCBS plans.

Is Tufts Health Plan accepted?

Yes, both commercial Tufts plans and Tufts Medicaid plans.

How quickly can I be admitted?

Benefits are usually verified the same day, and same-day or next-day admission is often available.